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If this is your situation, contact your own insurance company about this because you may be able to add this new temporary car to an existing policy. In that case classic car owners may as well wait until they know they are going to use their car before getting insurance rather than paying for a whole year.
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But how do you calculate the odds of catastrophe? Required coverages ( types) for Massachusetts auto insurance the required minimum limits ( dollar amounts) for each coverage.
So when might a driver need this kind of insurance policy?